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What is your debt to income ratio...why should you care?
by Samantha Hart-DFW's Most Innovative Realtor
What is your debt to income ratio...why should you care? Any time you have more income and less debt, you’re in good shape in life. That said, there is an ideal ratio between your debt and income in order to qualify for a good mortgage. When your debt to income ratio is on the high side, you run the risk of not getting a good loan (or not getting a loan at all) if your income were to take a hit right before or during the loan funding process. Conversely, having no debt can work against you,...
Read MoreExplore homes in Dallas, Fort Worth with virtual tours for Thursday, December 19th now.
by Samantha Hart-DFW's Most Innovative Realtor
Expedite your home search with the power of technology! Search all of Dallas/Fort Worth TX house listings here: Property Virtual Tours DFW For a more specific zip code, please just let me know. I'm happy to send you a link for YOUR preferred area/s. Personal Cell 817-673-5873 Personal EM: samhartrealtor@gmail.com Black and White Merry Christmas Greeting Video by samhartrealtor
Read MoreTop deal breakers for a home under contract and how to fix them
by Samantha Hart-DFW's Most Innovative Realtor
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with...
Read MoreHow to get qualified to purchase a home for no money down
by Samantha Hart-DFW's Most Innovative Realtor
How to get qualified to purchase a home for no money down Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there. Included, believe it or not, no-money-down options for buying a home. Here are some of the best programs that are out there today and how you need to get qualified to purchase a home using them to buy a home for no money down. USDA...
Read MoreBackyard Paradise With 6 Bedroom Home For Sale-McKinney TX
by Samantha Hart-DFW's Most Innovative Realtor
This beautiful 6 bedroom home in McKinney, TX offers luxury living at its finest. With its lush landscaping and custom pool/water feature complete with a waterslide, you'll feel like you're on vacation every day. The outdoor living area is the perfect spot to relax and take in the breathtaking view. Step inside and you'll be greeted by stunning hardwood floors and extensive moldings throughout. The open floor plan is ideal for entertaining, with a spacious living room, formal dining room, and gourmet...
Read MoreHow much money will go into your pocket after your home is sold?
by Samantha Hart-DFW's Most Innovative Realtor
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreHow to handle a multiple offer situation
by Samantha Hart-DFW's Most Innovative Realtor
How to handle a multiple offer situation Over the last few years, buyer’s hunger for properties has been insatiable. As a result, properly priced homes were fetching multiple offers on a consistent basis. Though things have settled a bit recently, we’re still in a seller’s market, and that means the chance your listing will receive multiple offers on it is still very much a reality. But, as exciting as having a bidding war on your property is, it can also provide for...
Read MoreHow to Sell Your Home Fast and for the Most Amount of Money
by Samantha Hart-DFW's Most Innovative Realtor
How to Sell Your Home Fast and for the Most Amount of Money The market has been moving at a pretty good clip over the last several years and it appears that things are going to stay that way for a while. According to the Case Shiller Home Price Index across the United States have increased roughly 45% over the last 5 years. Despite all of the amazing things that have been happening in virtually every market across the country, including ours, one thing still rings true no matter...
Read MoreWhy landscaping can make your home sell faster and for more money
by Samantha Hart-DFW's Most Innovative Realtor
Why landscaping can make your home sell faster and for more money Plain and simple, the quality of your landscaping determines whether or not your home feels inviting from the outside. Curb appeal is what people call it and it’s a key ingredient in the decision to buy a home to more than 71 percent of homebuyers. As you know, landscaping plays a huge role in the curb appeal that you present to prospective buyers for your home. The first impression is key: if buyers don’t like...
Read MoreWhy you should make a list of the top 20 features you love about your home when selling?
by Samantha Hart-DFW's Most Innovative Realtor
Why you should make a list of the top 20 features you love about your home when selling Who knows your home better than you? The short answer is: nobody. And because of that, you should take the time to make a list of the top 20 features you love about your home before you put it on the market. You see, if you like those things about your house, then so will someone else. And, in an effort to help your agent get your home sold faster and for more money, it will help if you point out...
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