Blog
How much should you offer on the home you fell in love with?
by Samantha Hart-DFW's Most Innovative Realtor
You’ve spent the last few months looking for a home and now the only thing that stands between you and having the right to negotiate full ownership of the home you fell in love with is preparing an offer that will be acceptable to the seller. The purchase and sales agreement is the first formal communication that leads to the final deal and eventually a closing when it’s time for you to take ownership of the property. The total agreement between...
Read MoreHow to beat other buyers to hot, new listings (Before they even know about them)
by Samantha Hart-DFW's Most Innovative Realtor
How to beat other buyers to hot, new listings (Before they even know about them) Buyers want three things when they’re making a purchase: Selection: Have the largest number of options from which to choose Price: Get a smoking hot deal on what I want to buy Ease of doing business: Don’t make it hard for me to buy it It doesn’t matter if they’re buying shoes, a toaster or a house, all three of them matter and they usually matter in that order. And when...
Read MoreHow much you should put down to purchase your new home?
by Samantha Hart-DFW's Most Innovative Realtor
How much should you put down to purchase your new home? Historically, home buyers seek to put down 20% when they purchase a home. However, according to a recent survey by The National Association of Realtors (NAR), the actual national average is much closer to 10%. When it comes to first-time homebuyers, the average down payment is at 4% as per the same survey. While down payment requirements vary based on the lender you choose to work with, the amount required will usually depend...
Read MoreWhat is your debt to income ratio...why should you care?
by Samantha Hart-DFW's Most Innovative Realtor
What is your debt to income ratio...why should you care? Any time you have more income and less debt, you’re in good shape in life. That said, there is an ideal ratio between your debt and income in order to qualify for a good mortgage. When your debt to income ratio is on the high side, you run the risk of not getting a good loan (or not getting a loan at all) if your income were to take a hit right before or during the loan funding process. Conversely, having no debt can work against you,...
Read MoreExplore homes in Dallas, Fort Worth with virtual tours for Thursday, December 19th now.
by Samantha Hart-DFW's Most Innovative Realtor
Expedite your home search with the power of technology! Search all of Dallas/Fort Worth TX house listings here: Property Virtual Tours DFW For a more specific zip code, please just let me know. I'm happy to send you a link for YOUR preferred area/s. Personal Cell 817-673-5873 Personal EM: samhartrealtor@gmail.com Black and White Merry Christmas Greeting Video by samhartrealtor
Read MoreTop deal breakers for a home under contract and how to fix them
by Samantha Hart-DFW's Most Innovative Realtor
Your home is under contract, what’s next? Great news, you’ve put your dream home under contract and you’re excited to move in one day soon. That said, there’s a lot that has to happen before you can take occupancy: home inspection, appraisal, financing paperwork, contingencies and other requirements necessary to close. Here’s what you can expect to happen over the coming weeks. Due Diligence Now that the home is yours to negotiate exclusively with...
Read MoreHow to get qualified to purchase a home for no money down
by Samantha Hart-DFW's Most Innovative Realtor
How to get qualified to purchase a home for no money down Even with all the insanity that happened during the mortgage meltdown and all the changes that resulted in how money would now be lent to buyers, there are still some amazingly affordable loan programs out there. Included, believe it or not, no-money-down options for buying a home. Here are some of the best programs that are out there today and how you need to get qualified to purchase a home using them to buy a home for no money down. USDA...
Read MoreBackyard Paradise With 6 Bedroom Home For Sale-McKinney TX
by Samantha Hart-DFW's Most Innovative Realtor
This beautiful 6 bedroom home in McKinney, TX offers luxury living at its finest. With its lush landscaping and custom pool/water feature complete with a waterslide, you'll feel like you're on vacation every day. The outdoor living area is the perfect spot to relax and take in the breathtaking view. Step inside and you'll be greeted by stunning hardwood floors and extensive moldings throughout. The open floor plan is ideal for entertaining, with a spacious living room, formal dining room, and gourmet...
Read MoreHow much money will go into your pocket after your home is sold?
by Samantha Hart-DFW's Most Innovative Realtor
How much money will go into your pocket after your home is sold? It’s not what you make, it’s what you keep that matters. This holds especially true when it comes to the sale of your home. The sales price you see at the top of the closing paperwork is rarely, if ever, the amount of money that ends up in your pocket as the seller. There are often a variety of costs and fees associated with getting a home sold, so it’s important that you understand exactly what you’re...
Read MoreHow to handle a multiple offer situation
by Samantha Hart-DFW's Most Innovative Realtor
How to handle a multiple offer situation Over the last few years, buyer’s hunger for properties has been insatiable. As a result, properly priced homes were fetching multiple offers on a consistent basis. Though things have settled a bit recently, we’re still in a seller’s market, and that means the chance your listing will receive multiple offers on it is still very much a reality. But, as exciting as having a bidding war on your property is, it can also provide for...
Read MoreRecent Posts
Most Popular Posts
- What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home
- First - Time Home Buyer Resources
- How Much House Can You Afford? Use This Affordability Calculator To Find Out
- Backyard Paradise With 6 Bedroom Home For Sale-McKinney TX
- How to get qualified to purchase a home for no money down
Quick Links
Office Location
- Everywhere, Dallas, TX 75249
- 8176735873
- Mon - Sat : 9:00 AM - 5:00 PM