Blog

How To Find the Right Real Estate Agent

by Samantha Hart-DFW's Most Innovative Realtor


How To Find the Right Real Estate Agent

Gather referrals There are a lot of real estate agents out there. So how do you choose? Go ahead and ask your pals for referrals, but don’t fall into the trap of picking an agent purely because of rave reviews. The old mantra of “location, location, location” applies to real estate agents as much as homes. You want an agent who is very familiar with your area, says Wendy Flynn, a real estate agent in College Station, TX. The reason is simple: If they’ve spent time...

Read More

Home Showing and Open House Advice

by Samantha Hart-DFW's Most Innovative Realtor


Home Showing and Open House Advice

Home security during an open house When you’re just living in your home, a bit of clutter is business as usual—but for a buyer, a mess can spell doom. You know the drill: video game cartridges in the living room, toolbox in the kitchen, tuxedo shirt inexplicably in the garage. But know this as a first-time seller: All this disorder can be deadly during an open house. That’s because clutter can make even spacious real estate look cramped and dirty, distracting from a home’s...

Read More

First Time Home Buyer Grants in Texas

by Samantha Hart-DFW's Most Innovative Realtor


First Time Home Buyer Grants in Texas

  The Texas State Affordable Housing Corporation (TSAHC) is a nonprofit organization that was created by the Texas Legislature to help Texans achieve their dream of homeownership. We specialize in helping people buy a home for the first time. VIDEO: HOW OUR PROGRAMS WORK Your First Step Your first step in the home buying process is to take our Eligibility Quiz. This short quiz will tell you if you qualify for our home buying programs and assistance. Once you have completed the quiz, we’ll...

Read More

Homebuyer Guide

by Samantha Hart-DFW's Most Innovative Realtor


Homebuyer Guide

In this brochure you will find 6 financial benefits of owning a home   Buying vs. Renting   First-time homebuyer services   And SO much more!! It's FREE to get yours today. I'm available anytime to answer your questions.   Direct Cell 817-673-5873 Email samhartrealtor@gmail.com Click here for your free brochure: https://drive.google.com/file/d/1gVgfOlef5HPKTmd373spHbEawBlgGpNX/view?usp=share_link  

Read More

What is a USDA Loan?

by Samantha Hart-DFW's Most Innovative Realtor


What is a USDA Loan?

What Is a USDA Loan? A 0% Down Payment, Low-Interest Mortgage More Homebuyers Should Consider Now    With mortgage interest rates near 7% and home prices hovering at a national median of $425,000, many homebuyers might be wondering how they'll be able to pay for a property, and searching for ways to reduce costs. While there are a variety of mortgages aimed at helping homebuyers afford a home—such as FHA loans and VA loans—one type that's often overlooked are USDA loans, which...

Read More

Veterans Guide to Buying A Home

by Samantha Hart-DFW's Most Innovative Realtor


Veterans Guide to Buying A Home

Home Buying Benefits Military home buyers have a number of home buying benefits at their disposal. Veterans: Have you explored your options? No down payment VA Home Loans don’t require a down payment Lower payments VA Home Loans forgo private mortgage insurance Meets the Needs of Military Family VA Loans are one of the fastest to close   Getting Your Finances in Order The first step in the home buying process is to understand where you stand financially. Rest assured this guide was...

Read More

How to work with brown granite and other dated features, without a remodeling budget.

by Samantha Hart-DFW's Most Innovative Realtor


How to work with brown granite and other dated features, without a remodeling budget.

If you’re dealing with a kitchen that’s dated but don’t have the budget to renovate, I hope these ideas can help you decorate without remodeling, too.   What Makes a Kitchen Feel Outdated? Even if your kitchen is functional, these common features can make it feel stuck in the past: Brown or speckled granite (think Santa Cecilia or Uba Tuba granite) Tumbled or 4×4 backsplash tiles Builder-grade or mismatched lighting from another decade Tuscan or ornate traditional...

Read More

Making an Offer On a New Home: Real Tips From Real Estate Agents

by Samantha Hart-DFW's Most Innovative Realtor


Making an Offer On a New Home: Real Tips From Real Estate Agents

Think of making an offer on a home as setting the roller coaster in motion: You might have sharp drops in emotion and slow, trudging climbs to success, but the ride won't end until the car slows down and the safety bar is lifted. (OK, this metaphor is now officially over.) But to begin the process, you need to know how to make the right offer, an offer that will end with your receiving the keys to your new house. So check out some of these agent-approved negotiation tactics to...

Read More

What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home

by Samantha Hart-DFW's Most Innovative Realtor


What Does Mortgage Pre-Approval Mean? A Major Advantage When Buying a Home

Getting pre-approved for a mortgage before you make an offer on a house is a smart idea. Why? For one, it can help you get a handle on how much house you can afford. Pre-approval can also help you stand out from the sea of other homebuyers in a competitive housing market. In short, it ups that odds that your home-buying journey will be smooth and successful.   The meaning behind a mortgage pre-approval Mortgage pre-approval is a commitment from a lender to provide you with home financing...

Read More

First - Time Home Buyer Resources

by Samantha Hart-DFW's Most Innovative Realtor


First - Time Home Buyer Resources

Are you a first time home buyer? With so many choices to make and so much at stake, its essential that you prepare.   Let's start with the first step: Clean Up Your Credit Score Before Buying a House It's easy to fall in love with the idea of buying a home, but if you're going to get a mortgage (and let's face it, most homebuyers do), you'll likely need to improve your credit score. Also called a FICO score, your credit score is a simplified calculation of your history of paying back debts...

Read More