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How to get the home with the furniture included
by Samantha Hart-DFW's Most Innovative Realtor
How to get the home with the furniture included So you like the dining room table in the house you want to buy, but your agent tells you it’s not included with the sale. What do you do? In short, you ask for it. Well, you negotiate it as part of your offer to purchase the home from the seller. To effectively get the home you want with the furniture included, you should identify in advance any furniture that you are interested in buying and let the seller (or your agent) know...
Read MoreOwning vs. Renting
by Samantha Hart-DFW's Most Innovative Realtor
Owning vs. Renting Making the decision to own a home versus renting one is no small decision. Not only does it affect your expendable cash, but it also has a huge impact on your lifestyle and how much money you’re able to save over time. Sometimes, the goal to achieve the “American Dream” of owning a home clouds some people’s vision for the future and they buy a home when they should really be renting one. Similarly, there are people who continue to rent for the...
Read MoreWhat does a real estate agent actually do?
by Samantha Hart-DFW's Most Innovative Realtor
What does a real estate agent actually do? Being a real estate agent requires you to employ a significant number of skills to complete a variety of different tasks on a daily basis. Trying to put in one or two sentences what an agent does each day is virtually impossible to do. It would be like trying to tell you what a chef does — “cooks food” — or what a nurse does — “takes care of patients”. There’s a lot more that goes into what...
Read More6405 Eaglestone Dr, McKinney TX Qualifies For A $10,700 Lender Credit
by Samantha Hart-DFW's Most Innovative Realtor
Here is how it works: Qualified buyers get a $16,300 lender credit applied toward reducing their interest rate! In most cases, buyers’ income must be within 120% of the Area Median Income. Select census tracts qualify for NO income limitations. Buyers do NOT need to be first time buyers – they simply cannot currently own a property.
Read More100% FHA Financing
by Samantha Hart-DFW's Most Innovative Realtor
3401 O Neal St Greenville TX
Read MoreWhat is the Interest write off deduction?
by Samantha Hart-DFW's Most Innovative Realtor
What is the Interest write off deduction? Tax deductible interest is a borrowing expense that a taxpayer can claim on a federal or state tax return to reduce taxable income. Mortgage interest for both first and second (home equity) mortgages, mortgage interest for investment properties are among the list of deductions you can take on your taxes. This is another reason why owning a home is more favorable than renting. In addition to building equity in a home that you can call yours, you...
Read MoreWhat will be your payment on your new home?
by Samantha Hart-DFW's Most Innovative Realtor
What will be your payment on your new home? Buying a new home can be overwhelming. Between understanding the financial aspects of your loan and all the paperwork required to buy your home, things can get a little crazy. One of the biggest parts of getting a new home is figuring out the terms and conditions of your mortgage. Two of the biggest areas that impact your loan are your credit and your down payment. In this post, we’ll cover both and also explain how to determine the...
Read MoreHow to Find Bank Foreclosures and Distressed Sales
by Samantha Hart-DFW's Most Innovative Realtor
How to Find Bank Foreclosures and Distressed Sales Everyone wants a hot deal. For those who have the ability/desire to work with a home that is, in most cases, less than perfect, foreclosures and distressed sales represent some of the hottest deals out there If you want to locate distressed properties, the first thing you have to understand is that no one will usually advertise their home as a “distressed property” unless they are absolutely desperate to unload their home. Homeowners,...
Read MoreWhy Get Pre-approved? Structuring Your Offer to Get the Best Deal
by Samantha Hart-DFW's Most Innovative Realtor
Why Get Pre-approved? Structuring Your Offer to Get the Best Deal Buying a home is a dream come true, but the process of getting an offer prepared and accepted can be a nightmare if you don’t know what you’re doing. There are over 88 variables that need to be managed properly when buying a home and mishandling just one of them could cost you tens of thousands of dollars in unnecessary expenses. Making a home purchase is expensive enough that you don’t need to part ways...
Read MoreIf your home inspection report comes back bad, now what?
by Samantha Hart-DFW's Most Innovative Realtor
If your home inspection report comes back bad, now what? One of the biggest deal killers for any real estate transaction is the home inspection. It strikes fear into the hearts of sellers and buyers...even though virtually everything about a home can be repaired or replaced. The good news is that if you have a great real estate agent and a competent home inspector, you can usually handle a failed inspection report properly without having to panic in the process. The key thing to remember...
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