"Foreclosure activity in January rose year over year for the 11th straight month, continuing a trend that has now carried into early 2026,” says Rob Barber, CEO of ATTOM, a leading curator of land, property, and real estate data.

Foreclosure starts were up 26% from a year ago, while completed foreclosures increased 59%.

Nationwide, 1 in every 3,547 housing units had a foreclosure filing in January 2026, according to the firm's latest report.

"Although foreclosure activity has been rising steadily, overall levels remain well below historic peaks, suggesting that most homeowners are still on stable footing even as higher housing costs and broader economic pressures create stress in certain pockets of the market," adds Barber.

ATTOM’s report incorporates documents filed in all three phases of foreclosure: default and notice of default; notice of foreclosure; and real estate–owned or REO properties, defined as properties that have been foreclosed on and repurchased by a bank.

If you're facing potential or imminent foreclosure, don't wait another day! Take these first steps then contact either an experienced Realtor or Real Estate Attorney, in you area.

• Iimmediately contact your loan servicer to request a loss mitigation packet, apply for a loan modification, or arrange a forbearance plan
• Filing for Chapter 13 or Chapter 7 bankruptcy provides an automatic stay that halts foreclosure

 

Me and  my team are always happy to answer questions and help guide you through the process. You may have to "Sell" to stop the foreclosure and if you've received a "Notice of Default", quick action is required to stop it.

 

Samantha Hart THE Innovative Realtor-License #0483245

DSG Realty LLC-License #9015242

 

Article by Realtor.com